Development finance.
Funds in 30 days.
Ground-up new build. Heavy refurb. Conversion. Up to 65% of GDV. Planning to practical completion — we fund the full journey.
Three reasons your last bank conversation went sideways.
The bank problem
Your high-street bank wants 6 to 12 weeks to give you an answer. The vendor will not wait. We give you indicative terms the same day — and funds in 30 working days.
The planning clock
Planning permission has an expiry date. Every week chasing funding is a week lost from your build programme. We move at developer speed because we are funded by lenders who do.
The equity squeeze
Most lenders want 40% equity from day one. We structure the capital stack to maximise your day-one draw — and we fold dev exit into the same lender so you finish the journey with one counterparty.
Built for developers who build.
We fund experienced developers with sites, full planning, and a clear exit. We do not fund speculative land plays or first-time builders — and we will tell you straight if your scheme is not a fit.
- Ground-up new build (houses, flats, mixed-use)
- Heavy refurbishment (structural, change of use)
- Conversion (commercial to residential, house to flats)
- 2 or more completed schemes behind you
- Full planning consent in place
- Loan size between £500,000 and £10,000,000+
- Site located in England, Scotland or Wales
- SPV or personal name borrowing
- First-time developers
- Speculative land without planning
- Schemes stalled for 3 or more years
Shawbrook Bank · Avamore Capital · Octane Capital · MT Finance · Allica Bank. Up to 65% of GDV. Build programme to practical completion, with dev exit available from the same counterparty.
High-street bank vs. Posfin dev finance.
Up to 85% of costs.
Different product. Different basis.
Where the numbers work on a cost basis rather than GDV, specialist lenders will fund up to 85% of total project costs — day-one land draw plus 100% of build costs drawn in stages.
This is not the same product as our standard 65% LTGDV facility. It suits developers with strong schemes, strong margin, and limited equity to deploy upfront.
Important: LTC-based lending is assessed on build cost and margin — not end value. GDV remains the exit, but the loan quantum is tied to what you spend, not what you sell for. Tell us your full cost stack.
- Experienced developer — 2+ schemes completed
- Strong scheme margin (min 20% on GDV)
- Full planning consent in place
- QS and contractor identified
- Loan size £500K–£10M
Four moves from form to first drawdown.
Submit scheme details
3 minutes
We run the numbers
GDV, LTGDV, lender match
Indicative terms
Same day
Funds drawn
30 working days
Three minutes. Indicative terms today.
Let’s get started.
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From form to first drawdown.
No call centres. No menu trees. You speak to the broker handling your file, from triage to drawdown — and through every stage payment after.
- 1Instant
WhatsApp confirmation
A message lands the moment you submit — your reference, the broker assigned, and what to expect next.
- 215 minutes
GDV check and lender match
We check your GDV against comparable evidence, run the numbers on LTGDV and stack, and match you to the right lender on our panel.
- 32 hours
12-minute triage call
Byron or Chris calls. We confirm your scheme, your build programme, your exit, and any structural risks worth flagging early.
- 4Same day
Indicative terms
Headline rate, LTGDV, day-one draw, monitoring fees, and exit fees — sent on WhatsApp and email.
- 530 working days
First drawdown — you start building
We move with the lender, valuer, monitoring surveyor and solicitors in parallel. Ackroyds Legal as default panel firm.