Funding for Small Business
during Covid.

CBILS - No repayments for 12 Months
Non-CBILS: Get funded immediately


  • Borrow £50,001 to £500,000
  • No early settlement fees or redemptions
  • Rates from 1.8%-14.99% CBILS
  • Submitted to lenders within 24 hours


  • Borrow £5,000 to £500,000
  • No early settlement fees or redemptions
  • Rates from 0.7% monthly
  • Approval and deposits within 24 hours

Posfin Capital is not a direct lender. We deliver applications (done for you) into the Government-owned British Business Bank accredited lenders who provide loans under the Coronavirus Business Interruption Loan Scheme, known as CBILS.

We also have extensive access to Non-CBILS products.

Essentially, we want to help you get funded.

We understand which lenders are most likely to have appetite for your business FAST,

depending on your trading history and turnover.


Small business loans enable a quick, cost-effective way to borrow for your business today.

Working capital, growth, stock, vat, wages, assets, or whatever it is, we can provide solutions with an affordable fixed monthly repayment schedule to help you do what you do best, run your business.

CBILS - No repayments for the first 12 months.

If for any reason you do not qualify for CBILS or you have already had CBILS up to your maximum allowance, we can offer Non-CBILS alternatives from our lender panel who are also ready to support your business.  Overdrafts and credit cards may not be the best option in the current climate and often small business loans are more flexible and easier to access for the many, and not just the few.

CBILS is unsecured with no Personal Guarantee required, (up to first £250k) whereas alternative Non-CBILS finance products will always require a Personal Guarantee in the UK and offer both unsecured and secured options.

Am I eligible for a business loan?

Eligibility requirements vary due to our extensive access to various lenders. The British Business Bank clearly outlines standard basic requirements for all CBILS applicants which is the same for all lenders, however lenders do still have their own rules for acceptance, which is never a one size fits all.

To find out if you are eligible for a small business loan apply here

Are small business loans more difficult to get since Covid?

Yes, is the truth for most. This is where Posfin can help navigate for you. We’ve made applying for a small business loan fast and easy.  Leave the time-consuming efforts of approaching multiple lenders to us.  We know who is lending and who is not!

Our team is dedicated, ethical and highly efficient, which is to your benefit.

You can apply online and you just might get a decision within as little as 24 hours.

How much can I borrow for a small business loan?

Posfin Capital can offer CBILS unsecured business loans from £50,001 up to £500,000. Apply now to find out how much you are eligible for. Loans from £5,000 up to £500,000 are available for Non-CBILS small business loans.

Can I get a small business loan if I already have a Bounce Back Loan?

If you have a loan under the Bounce Back Loan Scheme (BBLS) you can still apply for a small business loan of £50,001 up to £500,000. If your application is successful, the lender may ask you to settle your Bounce Back Loan or possibly take less as CBILS, so that the total amount does not exceed your 25% allowance.  Different lenders have different views towards this and POSFIN are led by their directives always.  The general rule is 25% allowance of turnover for 2019 is available to you.

Can I get a Non-CBILS business loan if I do not qualify for CBILS or was rejected?

Yes, providing your credit file is accepted by the lender and you can demonstrate affordability towards meeting your loan repayments. Posfin have multiple lenders who can provide offers.


It’s quick and easy to apply online and you’ll receive a fast decision to take your business forward.





Supporting you when you need it most

Our friendly broker team are UK-based and here to help throughout your loan application process.

Please note that due to an increase in call volumes since Covid, and most people working from home, wait times are longer than usual. We value your patience.

Finance enquiries

Tel:0208 1919 228(email preferred)

Ready to serve: Mon-Fri, 9am-6pm



Posfin Capital is well positioned to serve small businesseswith their blended spectrum of both CBILS and Non-CBILS lender access.

-The Financial Times, January 2021