Bridging finance.
Up to 70% LTV.
£100,000 to £5,000,000+. First and second charge. Funded in 10 to 15 days. Institutional lenders. No unnecessary delays.
Three reasons clients come to us over their bank.
Your bank needs 3 months
Chain breaks, auctions, refinances — none of them wait for a high-street bank. We work with specialist lenders who are built to move fast. Indicative terms the same day you apply.
You need maximum leverage
Most lenders cap at 60–65%. We access the full panel — and push to 70% LTV where the deal supports it. More leverage means less equity tied up.
Your deal is complex
Second charge. Adverse credit. Mixed-use. Development exit. We have seen it before. We structure the deal properly and match it to the right lender on our panel — not the easiest one.
Residential. Commercial. Development exit.
Our panel includes MT Finance, Somo, NHF, Certain Bridge, Mercantile Trust, Shawbrook, Avamore, Bridge Help, Octane and Allica Bank. We match your deal to the right lender — not the easiest one for us.
- Residential property (houses, flats, HMO, semi-commercial)
- Commercial and mixed-use property
- First or second charge
- Up to 70% LTV on standard residential
- Up to 75% LTV on residential purchase (~60% net cash towards purchase)
- Up to 65% LTV on commercial or complex
- Loans from £100,000 to £5,000,000+
- England, Scotland and Wales
- Adverse credit considered — tell us the full picture
- Regulated and unregulated bridging
- Combined debt above 70% LTV
- Loans below £26,000 (consider our Speed Loan)
- Land without planning
From enquiry to drawdown in five steps.
Indicative terms
Submit your details. We match you to the right lender and issue indicative terms the same day.
Formal application
We package your case. LOR sent to lender. Most lenders respond within 24 hours with a credit decision.
Offer issued
Formal offer letter issued to your solicitor. Ackroyds (our recommended solicitor) can fast-track this.
Legal & valuation
Valuation booked. Solicitors exchange title and security documents. No surprises.
Drawdown
Funds released. Bridging loan completes. You've achieved what the bank couldn't do in 3 months.
Indicative terms.
Same day.
No upfront fees. No obligation. We tell you what we can do and who we'd place it with — before you commit to anything.
Tell us about the loan.
Here's what happens next.
Confirmation on WhatsApp
Reference number, broker assigned, what to expect.
Byron or Chris calls
Real person, no call centre. Indicative terms discussed on the call.
Written terms issued
LOR sent to lender. Formal offer within 24–48 hours from there.