Posfin Capital Privacy Policy

Our contact details.

Name: POSFIN CAPITAL LIMITED

Address:  10A CASTLE MEADOW, NORWICH, ENGLAND, NR1 3DE

Phone Number: 02081919228

E-mail: info@posfincapital.com

E-mail: byron.hill@posfincapital.com

Web: https://posfincapital.com/

Date of latest privacy policy update:  14/04/2024

The type of personal information we collect

We currently collect and process the following information:

• Personal identifiers, contacts and characteristics (for example, name and contact details)
• For loan applications this is likely to include home address security address, property values, outstanding debt values, and or title charges, charge holders and related values, all specifically relating to your interests of a loan application as these will be required by lenders to enable them to offer appropriately and accurately.

How we get the personal information and why we have it

Most of the personal information we process is provided to us directly by you for one of the following reasons:

• To qualify, assess and ultimately provide an offer of finance via either an unsecured or secured lender option.

[If applicable] We also receive personal information indirectly, from the following sources in the following scenarios:

• Online publicly available sites such as Zoopla, Right Move and any other property valuation sites.
• HMLR Land Registry.

We use the information that you have given us to qualify, assess and present to our private and mainstream lenders, to specifically support your inquiry towards a funding offer.

We may share this information with private and mainstream lender organisations as part of our process towards generating an offer of finance and appropriate terms, in response to your specific inbound enquiry and request for related finance.

Under the UK General Data Protection Regulation (UK GDPR), the lawful bases we rely on for processing this information are:

(a) We have a contractual obligation.

(b) We have a legal obligation.

How we store your personal information

Your information is securely stored via our Google and Meta related CRMs.

We keep personal information collected and provided by yourself for up to 6 years. We will then dispose your information by deletion of your data, via manual and automated removal on an annual basis.  If you wish to

Tell people how or where you keep their personal information, how long you intend to keep it for and then how you intend to securely destroy or dispose of it. You need to do this for every type of information you hold.

apply again, you will need to create and initiate a new enquiry with a new opt-in or written consent to engage with our services.

Your data protection rights

Under data protection law, you have rights including:

Your right of access – You have the right to ask us for copies of your personal information.

Your right to rectification – You have the right to ask us to rectify personal information you think is inaccurate. You also have the right to ask us to complete information you think is incomplete.

Your right to erasure – You have the right to ask us to erase your personal information in certain circumstances.

Your right to restriction of processing – You have the right to ask us to restrict the processing of your personal information in certain circumstances.

Your right to object to processing – You have the the right to object to the processing of your personal information in certain circumstances.

Your right to data portability – You have the right to ask that we transfer the personal information you gave us to another organisation, or to you, in certain circumstances.

You are not required to pay any charge for exercising your rights. If you make a request, we have one month to respond to you.

Please contact us at  info@posfincapital.com, Phone Number: 02081919228 and or Postal Address:  10A CASTLE MEADOW, NORWICH, ENGLAND, NR1 3DE.

For more detail on each lawful basis, read the specific pages of this guide.

Relevant provisions in the UK GDPR – See Article 6(1), Article 6(2) and Recital 40

How to complain

If you have any concerns about our use of your personal information, you can make a complaint to us at info@posfincapital.com,  Phone Number: 02081919228 and or Postal Address:  10A CASTLE MEADOW, NORWICH, ENGLAND, NR1 3DE for data protection queries.

You can also complain to the ICO if you are unhappy with how we have used your data.

The ICO’s address:           

Information Commissioner’s Office

Wycliffe House

Water Lane

Wilmslow

Cheshire

SK9 5AF

Helpline number: 0303 123 1113

ICO website: https://www.ico.org.uk