Bridging finance.
72 hours.
£26,000 to £500,000 secured against your property. No solicitors. No upfront costs. Funds released in as little as 72 hours.
Three reasons a normal bridging loan won't work right now.
The bank won't move fast enough
You need cash in days, not weeks. High-street lenders take 4–8 weeks minimum. We fund in 72 hours — because we use specialist lenders who are built for exactly this.
Solicitors are slowing everything down
Most bridging loans require borrower solicitors, survey reports and legal packs. We do not. Equitable charge means we can move before any of that is in place.
You need certainty, not a maybe
Auction deadlines, tax bills, urgent repairs, a deal that won't wait. When the clock is running, the answer has to be yes or no — same day. That's what we give you.
Fast funding for homeowners who need to move.
We lend against your property. No credit checks. No proof of income. No upfront costs. If the equity is there, we can move.
- Residential or commercial property in England or Wales
- Net loan amount between £26,000 and £500,000
- Combined debt (existing mortgage + new loan) under 50% of property value
- First or second charge — we work alongside your existing mortgage
- Property owner — freehold or leasehold
- Funds needed within 1–10 working days
- Clear exit strategy — sale, refinance, or business income
- Combined debt above 50% LTV
- Loans below £26,000 or above £500,000
- Properties in Scotland or Northern Ireland (second charge only)
From form to funds in four moves.
Submit your details
Property value, existing mortgage, and how much you need. Our form takes 60 seconds and tells you instantly if you're within our criteria.
Same-day decision
Byron or Chris reviews your application and calls within 30 minutes during business hours. You get a clear yes or no — no grey area.
Terms issued
If approved, formal loan terms are issued within 24 hours. No solicitors required on your side. Our lender handles the legal work.
Funds released
Money hits your account. Equitable charge means we don't need a full title search before drawdown. That's how we move this fast.
Check if you qualify.
60 seconds.
No credit check. No upfront payment. No commitment. We tell you where you stand — same day.
Let's check if you qualify.
60 seconds. No credit check. No commitment.
Here's exactly what happens next.
WhatsApp confirmation
A message lands confirming receipt, your reference number, and what to expect.
Byron or Chris calls
A real person. Not a call centre. We confirm your numbers and tell you straight whether we can help.
Funds in your account
If you proceed, funds are released via equitable charge — no full legal pack required before drawdown.