For trading businesses and asset acquisitions from £1m to £20m+. We engineer the full capital stack, build a bank- and investor-ready case, and take it to a panel of five to ten lenders — so you get competing offers, not a single placement.
Whole-of-market acquisition finance for hotels, healthcare, commercial property and trading businesses. We structure senior, second-charge / mezzanine and deferred layers and present a bank-grade case to 5–10 lenders. Every mandate handled personally by Byron or Chris.
Request a Structuring Call →Most brokers place a deal with the first lender who says yes. Our Acquisition Finance desk does the opposite: we build the case to institutional standard and run a competitive process, so you see the whole market and choose on terms — not on who was easiest to reach.
We approach a panel of five to ten suitable lenders — clearing and challenger banks, specialist hospitality and commercial desks, debt funds — and return a written comparison of competing indicative offers.
Every mandate is packaged as a structured proposal: capital-stack model, scenario analysis, credit case and an investor-grade deck. The quality that gets a credit committee to yes.
Complex, higher-value structures are led personally by Byron or Chris from first call to drawdown. One point of contact, accountable for the outcome.
Few acquisitions are funded by a single facility. We layer senior debt, a second-charge or mezzanine top-up and a negotiated deferred / equity layer to reach the quantum the deal needs — while keeping leverage prudent and the exit clear.
The core of the stack — a first charge over the target, sized on trading, valuation, DSCR and debt yield. Bridge or term, bank or specialist.
Releases surplus equity from an asset the borrower already owns, or sits as mezzanine behind the senior — extending leverage without disturbing the senior lender.
The negotiated final layer — vendor or franchisor deferred payment and/or sponsor equity — that bridges any residual gap and minimises cash at completion.
Representative of a recent mandate: acquiring a brand-affiliated airport hotel, supported by a second charge against the sponsor's existing resort and a negotiated deferred-payment layer — structured to minimise the equity cheque at completion.
A bank- and investor-grade presentation of the asset, sponsor, structure and credit case — the document that gets you taken seriously.
Senior, mezzanine and deferred layers modelled across price and LTV scenarios, with the quantum and gap mapped to the penny.
Competing indicative offers side by side — rate, leverage, term, fees and conditions — so the decision is yours, on the facts.
A clear, subject-to-contract summary of the proposed facilities and conditions precedent, issued within ten working days of a complete pack.
We assemble and quality-control the pack — valuations, redemption statements, trading data, KYC — and keep solicitors and surveyors moving.
One accountable desk from mandate to completion — managing lender, underwriter, valuer and solicitor through to funds released.
The full journey, so you know exactly what happens and when. You engage us, we structure and shop the deal hard, and we manage it through to funds released.
Mutual NDA, sole-mandate engagement and the commitment fee — credited at drawdown. This appoints us and opens the file.
We confirm scope, issue your indicative Heads of Terms and instruct valuations.
Redemption statements, RICS valuations, trading data, the sales pack and KYC — assembled with you.
We issue indicative terms within ten working days of a complete pack — our written commitment to you.
A panel of 5–10 lenders approached, and a written comparison of competing offers returned to you.
You choose the best-fit offer. We submit the formal application and manage the lender to offer.
Solicitors and valuers complete title, security and due diligence. We keep both sides moving.
Funds released. Your commitment fee is credited in full and our success fee becomes payable.
Tell us about the acquisition. We'll come back with an initial read on structure, leverage and the lenders we'd approach — and how we'd take it to market for you.